/* Insurance Claims Page */

.insurance-hero {
    min-height: 680px;
    background-image: url('../images/hero/hero-insurance-claims-v2.png');
    background-image: image-set(
        url('../images/hero/hero-insurance-claims-v2.webp') type('image/webp'),
        url('../images/hero/hero-insurance-claims-v2.png') type('image/png')
    );
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
}

.insurance-hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    background: linear-gradient(90deg, rgba(18, 8, 48, 0.68) 0%, rgba(31, 12, 79, 0.36) 38%, rgba(31, 12, 79, 0.06) 62%, rgba(31, 12, 79, 0) 100%);
}

.insurance-hero .container {
    position: relative;
    z-index: 2;
    width: 100%;
}

.insurance-hero-content {
    max-width: 610px;
    padding: 7rem 0 4rem;
}

.insurance-hero .hero-badge {
    color: #ffffff;
    background: rgba(255, 255, 255, 0.14);
    border: 1px solid rgba(255, 255, 255, 0.24);
    backdrop-filter: blur(10px);
}

.insurance-hero h1 {
    color: #ffffff;
    font-size: clamp(3rem, 5vw, 4.75rem);
    line-height: 1.08;
    letter-spacing: var(--letter-spacing-tight);
    margin-bottom: 1.5rem;
}

.insurance-hero .hero-subtitle {
    color: rgba(255, 255, 255, 0.88);
    max-width: 570px;
}

.insurance-hero .hero-cta {
    margin-bottom: 0;
}

.claims-process,
.claims-details,
.claims-forms {
    padding: var(--spacing-xl) 0;
}

.claims-content-narrow,
.claims-accordion,
.claims-download-list {
    max-width: 900px;
    margin: 0 auto;
}

.claims-step-list {
    list-style: none;
    padding: 0;
}

.claims-step-list li {
    display: grid;
    grid-template-columns: 56px 1fr;
    gap: var(--spacing-md);
    padding: var(--spacing-md) 0;
    border-bottom: 1px solid var(--color-border-light);
}

.claims-step-list li:first-child {
    border-top: 1px solid var(--color-border-light);
}

.claims-step-number {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    color: #ffffff;
    background: var(--gradient-primary);
    border-radius: 14px;
    font-size: var(--font-size-lg);
    font-weight: var(--font-bold);
}

.claims-step-list h3 {
    margin-bottom: 0.35rem;
}

.claims-step-list p {
    max-width: 720px;
    margin-bottom: 0;
}

.claims-important-note {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    margin-top: var(--spacing-md);
    padding: var(--spacing-md);
    background: var(--gradient-subtle);
    border: 1px solid rgba(0, 183, 79, 0.22);
    border-radius: var(--border-radius-lg);
}

.claims-important-note > span {
    display: flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 40px;
    width: 40px;
    height: 40px;
    color: #ffffff;
    background: var(--gradient-primary);
    border-radius: 50%;
    font-weight: var(--font-bold);
}

.claims-important-note h3 {
    margin-bottom: 0.2rem;
    font-size: var(--font-size-md);
}

.claims-important-note p {
    margin-bottom: 0;
}

.claims-accordion {
    border-top: 1px solid var(--color-border);
}

.claims-accordion details {
    border-bottom: 1px solid var(--color-border);
}

.claims-accordion summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--spacing-sm);
    min-height: 76px;
    padding: var(--spacing-sm) 0;
    color: var(--color-text);
    font-size: var(--font-size-lg);
    font-weight: var(--font-semibold);
    cursor: pointer;
    list-style: none;
    -webkit-tap-highlight-color: transparent;
}

.claims-accordion summary::-webkit-details-marker {
    display: none;
}

.claims-accordion summary > span {
    display: flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 36px;
    width: 36px;
    height: 36px;
    color: var(--primary-green);
    background: var(--gradient-subtle);
    border-radius: 50%;
    font-size: 1.5rem;
    font-weight: var(--font-normal);
    transition: transform var(--transition-fast);
}

.claims-accordion details[open] summary > span {
    transform: rotate(45deg);
}

.claims-accordion-content {
    padding: 0 3.75rem var(--spacing-md) 0;
}

.claims-accordion-content > p:last-child {
    margin-bottom: 0;
}

.claims-info-list {
    display: grid;
    gap: 0.75rem;
    margin-top: var(--spacing-sm);
}

.claims-info-list li {
    position: relative;
    padding-left: 1.5rem;
    color: var(--color-text-light);
}

.claims-info-list li::before {
    content: '';
    position: absolute;
    top: 0.65rem;
    left: 0;
    width: 6px;
    height: 6px;
    background: var(--primary-green);
    border-radius: 50%;
}

.claims-info-list strong {
    color: var(--color-text);
}

.claims-limit-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-sm);
}

.claims-limit-list p {
    margin: 0;
    padding: var(--spacing-sm);
    background: var(--color-bg-gray);
    border-radius: var(--border-radius-lg);
}

.claims-limit-list strong,
.claims-limit-list span {
    display: block;
}

.claims-limit-list strong {
    color: var(--primary-green);
    font-size: var(--font-size-xl);
}

.claims-limit-list span {
    color: var(--color-text-light);
    font-size: var(--font-size-sm);
}

.claims-download-list {
    border-top: 1px solid var(--color-border);
}

.claims-download-list > a {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: var(--spacing-sm);
    min-height: 104px;
    padding: var(--spacing-sm) 0;
    color: var(--color-text);
    text-decoration: none;
    border-bottom: 1px solid var(--color-border);
    -webkit-tap-highlight-color: transparent;
}

.claims-file-type {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 60px;
    color: #ffffff;
    background: var(--gradient-primary);
    border-radius: 10px;
    font-size: var(--font-size-xs);
    font-weight: var(--font-bold);
}

.claims-file-name strong,
.claims-file-name small {
    display: block;
}

.claims-file-name small {
    margin-top: 0.2rem;
    color: var(--color-text-light);
}

.claims-download-action {
    color: var(--primary-green);
    font-weight: var(--font-semibold);
}

.claims-download-action span {
    margin-left: 0.35rem;
}

.claims-accordion summary:focus-visible,
.claims-download-list > a:focus-visible {
    outline: 3px solid rgba(0, 183, 79, 0.35);
    outline-offset: 4px;
    border-radius: 8px;
}

@media (hover: hover) {
    .claims-accordion summary:hover,
    .claims-download-list > a:hover {
        color: var(--primary-green);
    }
}

@media (max-width: 768px) {
    .navbar {
        padding-top: max(1rem, env(safe-area-inset-top));
    }

    .navbar .container,
    main .container,
    .footer .container {
        padding-left: max(var(--spacing-sm), env(safe-area-inset-left));
        padding-right: max(var(--spacing-sm), env(safe-area-inset-right));
    }

    .insurance-hero {
        min-height: 650px;
        background-image: url('../images/hero/hero-insurance-claims-v2-mobile.png');
        background-image: image-set(
            url('../images/hero/hero-insurance-claims-v2-mobile.webp') type('image/webp'),
            url('../images/hero/hero-insurance-claims-v2-mobile.png') type('image/png')
        );
        background-position: center;
    }

    .insurance-hero-overlay {
        background: linear-gradient(180deg, rgba(18, 8, 48, 0.42) 0%, rgba(31, 12, 79, 0.22) 56%, rgba(31, 12, 79, 0.06) 100%);
    }

    .insurance-hero-content {
        max-width: 530px;
        padding: 7rem 0 3rem;
        text-align: left;
    }

    .insurance-hero h1 {
        font-size: clamp(2.65rem, 12vw, 4rem);
    }

    .insurance-hero .hero-cta {
        align-items: stretch;
        flex-direction: column;
    }

    .insurance-hero .btn-outline-light {
        background: rgba(18, 8, 48, 0.6);
        backdrop-filter: blur(6px);
    }

    .claims-process,
    .claims-details,
    .claims-forms {
        padding: var(--spacing-lg) 0;
    }

    .section-subtitle {
        margin-bottom: var(--spacing-md);
    }

    .claims-step-list li {
        gap: var(--spacing-sm);
        padding: 1.25rem 0;
    }

    .claims-important-note {
        align-items: flex-start;
    }

    .claims-accordion-content {
        padding-right: 0;
    }

    .claims-download-list > a {
        min-height: 96px;
    }

    .footer {
        padding-bottom: env(safe-area-inset-bottom);
    }
}

@media (max-width: 480px) {
    .insurance-hero {
        min-height: 620px;
    }

    .insurance-hero-content {
        padding-top: 6.5rem;
    }

    .insurance-hero h1 {
        font-size: clamp(2.5rem, 11.5vw, 3.4rem);
    }

    .insurance-hero .hero-subtitle {
        font-size: 1rem;
        line-height: 1.65;
    }

    .insurance-hero .btn-large {
        min-height: 54px;
        padding: 0.85rem 1.25rem;
        font-size: 1rem;
    }

    .claims-step-list li {
        grid-template-columns: 44px 1fr;
    }

    .claims-step-number {
        width: 40px;
        height: 40px;
        border-radius: 12px;
        font-size: 1rem;
    }

    .claims-step-list h3 {
        font-size: 1.1rem;
    }

    .claims-step-list p,
    .claims-accordion-content,
    .claims-important-note p {
        font-size: var(--font-size-sm);
    }

    .claims-limit-list {
        grid-template-columns: 1fr;
    }

    .claims-download-list > a {
        grid-template-columns: auto 1fr;
    }

    .claims-download-action {
        grid-column: 2;
        font-size: var(--font-size-sm);
    }
}

@media (prefers-reduced-motion: reduce) {
    .claims-accordion summary > span {
        transition: none;
    }
}