All Your Money
One App

Simplify payments, banking, loans, and more with Africa's most inclusive financial platform

100K+ Active Users
1M+ Transactions
3 Countries
50+ Partners

Trusted by leading companies across Africa

MPS Tema Port Touton CARE International Passion Air Bank Hospital

Everything You Need, Nothing You Don't

One app that replaces your entire financial toolkit

Most Used

Instant Money Transfers

Send to anyone, anywhere in Africa. Bank accounts, mobile money, or other Kowri users - all instant. Businesses can send bulk transfers to thousands at once.

24/7 Always available
Bulk For businesses

Pay Bills Effortlessly

Electricity, water, internet - all your utilities in one place. Schedule automatic payments and never miss a due date.

Working Capital Financing

Revenue-based financing for businesses. Get working capital based on your sales, with flexible repayments that grow with you.

mPOS Solutions

Turn any smartphone into a POS terminal. Accept card payments anywhere with our mobile point-of-sale.

Payment Links

Create instant payment links for your business. Share via WhatsApp, SMS, or email to get paid faster.

Smart QR Payments

Personal and business QR codes for receiving payments. Works everywhere, no account details needed.

Analytics & Reports

Track all transactions with detailed analytics. Download reports, view spending patterns, and manage your financial history.

For Individuals

  • Send money instantly
  • Pay bills automatically
  • Get loans quickly
  • Invest & save wisely
Learn More

For Business

  • Accept all payment methods
  • Free insurance (Kowri Protect)
  • Easy dashboard & reporting
  • Developer API available
Start Accepting Payments

Why 100,000+ Africans Trust Kowri

We're not just another finance app. We're your financial partner.

Bank-Grade Security

256-bit encryption, biometric authentication, and real-time fraud monitoring protect every transaction.

Works Everywhere

Online, offline, USSD, voice commands - use Kowri however you want, wherever you are.

Lightning Fast

Send money in 2 seconds. Pay bills instantly. Get loan approval in minutes, not days.

Made for Africa

Built by Africans who understand your needs. Local languages, local payments, local support.

What Our Users Say

★★★★★

"Kowri has been a game changer for me as an expat. From groceries to kids activities it has given me the freedom to leave my wallet at home and just take my phone. The ease of use and the technology involved is exceptional. Look forward to many years to come with Kowri."

P
Paul
★★★★★

"I've stuck with you for from Slydepay days to date. Never regretted. Customer care is top-notch! It's easy to navigate the app and it does what it says it does. Excellent UI. I don't know why I should switch to another app unless you tell me."

E
Emefa
★★★★★

"The app is superb, saves me money, time and stress. The fees are low and as an expat I appreciate it."

L
Lilian

Ready to Transform Your Finances?

Join 100,000+ users across Africa who trust Kowri for all their financial needs